Senior citizens typically rely on Medicare coverage for basic health care expenses. Medicare can pay for routine medical treatment and emergency procedures. However, there are gaps in Medicare coverage, particularly when considering the long-term support needs of...
Helping People Age With Dignity And Peace Of Mind
Medicaid/MassHealth Planning
Medicaid planning strategies for married couples
Married couples generally work together to enjoy the best standard of living possible. They combine their resources and skills to support their family together. They plan to save for retirement and cover major future expenses jointly. As couples start thinking about...
The importance of Medicaid planning for long-term care
Many people planning for their golden years aspire to age in place. They developed their plans primarily based on the idea that they intend to live independently and stay in their home for as long as possible. Unfortunately, people don't know in advance when they...
Did you get a blue envelope from MassHealth? Don’t ignore it.
MassHealth is the Massachusetts Medicaid program. It provides need-based medical coverage for those who need extensive treatment and have limited income and personal resources. Many older adults turn to MassHealth or support when they need in-home nursing care or...
MassHealth and your long-term care planning
It’s a harsh reality, but age isn’t exactly kind to anybody. Whether you want to try to “age in place” in your own home or you prefer the idea of moving into assisted living or nursing care after a certain point, it takes some planning to meet those goals – and that...
You may still be eligible for support through MassHealth
As you get older, maintaining your health can come with challenges. In addition to some of the complications that come with aging, you may also have changes in your healthcare coverage. Navigating benefit programs can feel frustrating since it can be difficult to know...
Don’t believe these myths about MassHealth and long-term care planning
Since few people in Massachusetts could afford the cost of living in a long-term care facility such as a nursing home on their own, long-term care planning is necessary. This is a plan for qualifying for financial assistance from MassHealth, the state's version of...
What is the Massachusetts Medicaid look back period?
Some people who age will need to move into a nursing home for care. Not everyone has the financial backing for this, so many of them will rely on Medicaid and other programs to help them cover the cost of long-term care.One thing that some individuals might not...
Tackling estate plans with Medicaid planning in mind: Part 1
When it comes to estate planning in Massachusetts, many people do not craft their arrangements with Medicaid in mind. This is often due to overlooking potential long-term care needs, not knowing the eligibility rules or little to no knowledge about the benefits that...
How to afford nursing home care
A part of estate planning is considering the cost of long-term medical care, such as for a nursing home or in-home assistance. It is unwise to bank on family and friends being able to take care of you when the time comes. Even if loved ones express willingness now,...