PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our clients the ability to meet with us via telephone or through video conferencing. Please call our office to discuss your options.

Helping People Age with Dignity
Call or E-mail Us Today
Font Size: A A A

Helping You Plan For Medicaid (MassHealth)

Medicaid planning can be done in advance or in a crisis. The key is that you have a qualified elder law attorney like us at Curley Law Firm LLP to guide you through this process. Medicaid planning is filled with pitfalls that can cause eligibility disqualification or lost asset protection if you go it alone or work with an attorney who is not a recognized specialist in this area.

Crisis Planning

In a crisis, Medicaid planning requires immediate action to preserve and protect an applicant’s remaining assets and income to the maximum extent permitted by law. This is true whether the applicant is seeking benefits at home or in a nursing home. Many seniors falsely believe that it is too late to do planning in a crisis – and sadly they are the folks who needlessly spend down everything they have ever saved thereby leaving them penniless. We urge you to at least learn about all of your legal options and make an informed decision.

Advance Planning

In advance planning matters, we work with you to preserve your assets so that if you get sick and require nursing home care you have already preserved your hard-earned assets. These strategies often trigger a five-year look-back period so careful planning is essential.

Medicaid Vs. Medicare

Medicare is insurance issued through the federal government and for most people over age 65, Medicare only covers a fraction of the cost of nursing home care. Medicaid (also known as “MassHealth” in Massachusetts) is a combined state and federal program that covers most long-term care expenses, but is available only to applicants with less than $2,000 in countable assets.

We are specialists in assisting clients with Medicaid planning. We have encountered numerous scenarios, and chances are excellent we have handled matters for another client with issues similar to yours. We can help whether a situation calls for immediate assistance or a long-range plan.

For additional information about our qualifications and the benefits of retaining our services, please see our page entitled, “Why Choose Us.”

For experienced representation and sound advice from an experienced Medicaid planning lawyer who understands MassHealth laws, please call us at 866-406-8582.

Medicaid Planning

If you are prudent, we can help you plan in advance so that if you need nursing home care down the road, you will qualify for benefits faster. Through the use of lawful strategies, you can protect your hard-earned assets.

Because each individual’s situation is unique, it is hard to provide you with general rules about how best to prepare for Medicaid. You should consult with a qualified elder law attorney like us who has daily experience with Medicaid planning and applications.

There are a few rules that hold true for the majority of situations, including:

  • Gifts and asset transfers — Beware that gifts can render a Medicaid applicant ineligible for Medicaid benefits.
  • Spending down — We can help you develop a plan to spend down money to qualify for Medicaid while at the same time ensuring that your money can be protected for the benefit of you and/or your spouse.
  • Trusts — Under today’s laws, advance planning with certain types of irrevocable trusts offers the best asset long-term asset protection.

Contact A Massachusetts Medicaid Planning Attorney

For information about Medicaid planning or to discuss your particular situation with an experienced lawyer, please schedule a confidential consultation by calling 866-406-8582. You may also elect to submit our intake form, and we will contact you. Out-of-office consultations can be arranged by appointment. We serve clients in Wakefield and throughout Essex and Middlesex counties.

Contact Us

Upcoming Presentations

Protect your Home and Savings

Milano Senior Center
201 West Foster Street, Melrose, MA
Wednesday, April 29, 2020 from 2:00 p.m. – 3:00 p.m.

Protect your Home and Savings

Friends of Indian Senior Citizens Organization
Burlington Senior Center
61 Center Street, Burlington, MA
Wednesday, April 8, 2020 from 10:30 a.m. – 11:30 a.m.

Navigating the Maze of Getting Older – The Legal, Financial and Health Related Essentials for Protecting Yourself and Your Loved Ones

Artis Senior Living
1100 Main Street, Reading, MA
Wednesday, February 26, 2020 from 5:30 p.m. – 7:00 p.m.

Protect your Home and Savings

Topsfield Senior Center
Topsfield Council on Aging
Thursday, September 19, 2019 from 12:15 p.m. – 1:15 p.m.

Protect your Home and Savings Against the Risk of MassHealth and Long Term Care Costs

North Shore Elder Services
300 Rosewood Drive, Suite 200, Danvers, MA
Wednesday, August 7, 2019 from 1:00 p.m. – 2:00 p.m.

Protect your Home and Savings

Jenks Senior Center
Winchester Council on Aging
Thursday, June 13, 2019 from 10:00 a.m. – 11:00 a.m.

North Shore Elder Services

Protect your Home, Savings and Independence

Parkinson’s Support Group
Beverly Senior Center
Monday, May 13, 2019 from 1:00 p.m. – 2:00 p.m

Estate Planning for Baby Boomers and Seniors

Mayor Jean A. Levesque Community Life Center
401 Bridge Street, Salem, MA
Thursday, May 9, 2019 from 4:00 p.m. – 5:00 p.m.

Jenks Center Resource Fair

Winchester Council on Aging
Winchester, MA
Wednesday, May 8, 2019 from 1:30 p.m. – 3:30 p.m.

Read More

In Depth Practice Info

Office Location

Curley Law Firm LLP
One Common Street
Wakefield, MA 01880

Toll Free: 866-406-8582
Fax: 781-245-9399
| Get Directions